The NHSC continually seeks clinicians dedicated to working with our Nation's
underserved. We have created a program to connect these unique individuals with
the communities that need them, and to support them during their initial time of
service. Fully trained health professionals who are dedicated to working with
the underserved and have qualifying educational loans are eligible to compete
for repayment of those loans if they choose to serve in a community of greatest
need. In addition to loan repayment, these clinicians receive a competitive
salary, some tax relief benefits, and a chance to have a significant impact on a
community.
To be eligible for the Loan Repayment Program (LRP), you must be a fully
trained:
- Allopathic or osteopathic physician specializing in family medicine, general
pediatrics, general internal medicine, general psychiatry, or
obstetrics/gynecology
- Primary care nurse practitioner
- Primary care physician assistant
- Certified nurse-midwife
- Dentist
- Dental hygienist
- Mental or behavioral health professional (clinical psychologist, clinical
social worker, licensed professional counselor, marriage and family therapist,
and psychiatric nurse specialist)
Other eligibility requirements include:
- Be free of judgment liens arising from Federal debt
- Have no other existing service commitment
- Serve full time (40 hours a week) in the clinical practice of your
profession
- Commit to providing primary care service in a priority health professional
shortage area for a minimum of 2 years
- Be a U.S. citizen with a valid, unrestricted license and/or certificate for
the State where you plan to practice
Maximum repayment during the required initial 2-year contract is $25,000 each
year. You may be eligible to continue your loan repayment beyond 2 years, 1 year
at a time, to the extent you have unpaid qualifying educational loans and
continue to serve at an eligible site. One-year amendments are awarded for a
maximum of $35,000 per year.
Clinicians choose their practice site before applying to the NHSC LRP,
allowing maximum flexibility to match the right clinicians with the right
communities. However, employment at a site does not guarantee participation in
the NHSC LRP.