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Mrtgcalc - Mortgage, Lease and Loan Calculators

Mrtgcalc supports Windows CE, Pocket PC, Pocket PC 2002, Pocket PC 2003, Windows Mobile 2005, Windows Mobile 2003, Handheld PC and HPC 2000 devices including HP iPAQ, Compaq iPAQ, HP Jornada, Dell Axim, Casio Cassiopeia, O2 XDA, Fujitsu Pocket LOOX, Toshiba e-series and many others.
Whether you are a realtor, a banker, a salesperson or an individual we have all wondered:-

  • How much would your monthly payments be for a particular loan?
  • How much could you borrow knowing what you could afford to pay each month?
  • What would your monthly payments be by making a downpayment (in value or percent) on a loan?
  • How much money could you save by making one or several capital repayments on a loan?
  • How much time could you save by making one or several capital repayments on a loan?
  • How much would your monthly payments be by changing the trade-in value for a car auto lease loan?
  • How can you compare your loan with APR quotes from other lenders?

Well Mrtgcalc can answer these and any other What-If loan analysis scenarios that you may dream up. Not only that, but the system shows the results of all your What-If scenarios side by side, thus making it so much easier for you decide on the best solution to meet your financial needs.

Mrtgcalc supports lease loans and includes the much-awaited Loan Amount Calculator, Interest Rate Calculator and Loan Term Calculator alongside the popular Monthly Payment Calculator.

  • The Monthly Payment Calculator determines what you will have to pay each month knowing the Interest Rate, Loan Term, Downpayment (if any), Residual (for Lease Loans) and the amount you would like to borrow.
  • The Loan Amount Calculator determines the amount you can borrow knowing the Interest Rate, Loan Term, Downpayment (if any), Residual (for Lease Loans) and what you can afford to pay each month.
  • The Interest Rate Calculator determines the Interest Rate you would pay knowing the Amount, Downpayment (if any), Residual (for Lease Loans), Loan Term and Monthly Payment. This is very useful when comparing loans and if you are possibly thinking of re-financing an existing loan.
  • The Loan Term Calculator determines how long it would take to clear a loan knowing the Amount, Downpayment (if any), Residual (for Lease Loans), Interest Rate and Monthly Payment.

For all four calculators, Mrtgcalc will add a row to the list of loan calculations giving details of the Loan Name, Loan Amount, Down Payment, Residual, Term (Mths), Rate (%), Monthly Payment, Total Capital, Total Interest and Total Paid.

For each loan calculation, Mrtgcalc can show a full loan Amortization breakdown giving details of the Month, Monthly Payment, Capital Paid, Interest Paid, Outstanding Loan Balance and Capital Repayment for each month, with also running totals for the Total Capital Paid to date, Total Interest Paid to date and Total Paid to date for the month. If the user wishes, he can also enter capital repayment amounts associated with the selected month or months to view the new loan amortisation breakdown and analyse the amount of money and time saved.

The application has no restrictions on the number of loan calculations that you can enter and store, allows the user to select, edit, personalize & delete calculations as well as clear all the calculations, has the ability to export loan calculations & amortization breakdowns and provides a save & restore facility so that calculations can be stored for later reuse.

 

  • Mrtgcalc - Mortgage, Lease and Loan Calculators
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